Should I get pet insurance?

We are so excited to be bringing home our little bundle of fur the end of February! With that being said, I'm wondering if we should take out a pet insurance policy on he? What are some good companies to look into I have checked some 2018 pet insurance rates on
http://www.justmoneysaver.com/insurance/pet-insurance/ like (Healthy Paws, Pet plan) still more option will be good for me , my monthly budget is around 30$ – 40$ ?
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