Dear Catster reader,

Almost two years ago, we invested numerous resources and rebuilt the Catster community. With new hardware, software and personnel, we did our best to satisfy the many users who shared their thoughts, pictures, questions, and love for and of their pets with us and friends. It was a thriving community with many users. We hoped, however, there would be more like you.

Times and habits have changed and we are sad to announce that the Catster community will be closing down on July 20, 2019.

Catster magazine, www.catster.com and the associated social media sites are NOT shutting down. We encourage you to continue reading the content found in the pages of the magazine and the web sites, commenting through the mechanisms provided and sharing your ideas and comments with us and your fellow readers.

Instructions for accessing pet profiles were shared with everyone in 2017. The instructions can be found elsewhere within the forum. AFTER JULY 20TH, YOU WILL NOT BE ABLE TO ACCESS THIS CONTENT. And, effective immediately, we are no longer able to answer questions about the community.

Thank you for your support and we look forward to serving you through our magazine and website.

Cheers,
Catster






What is best coverage and most affordable pet insurance?

Lynne RiggsLynne Riggs GalvestonMember Posts: 1
I want to purchase pet care insurance, what is most affordable for best care and coverage.

Best Answers

  • Leanne FroebelLeanne Froebel Member Posts: 1,730
    Accepted Answer
    There are several different pet insurance companies. Most offer several plans depending on the amount of coverage you want and rates vary according to coverage. Be aware that even with pet insurance you still have to pay your bill up front and wait for reimbursement, usually 70-90% depending on the plan. They also will not cover pre-existing conditions. We currently have Petshealth Care Plan and are very happy with it. We have heard other kitties say good things about Pet's Best and Embrace too. Do an internet search, read about the plans and fine print very carefully, and get some free quotes. You should be able to find insurance that meets your needs. An alternative to pet insurance is to set up a seperate checking or savings account just for your pets and deposit what you would be paying in premiums each month. Or give your vet a check each month to put on your account. This takes dicipline though and if an unexpected expense comes up, it may be hard not to spend the money
  • Kerry BrennerKerry Brenner Member Posts: 8
    Accepted Answer
    i agree with mickey about the separate savings account ~ we had pet insurance with banfield, but we got ripped off in the end and had to cancel 3 policies. with banfield (petsmart), you have to cancel well ahead of the anniversary date, or pay up. there were some perks, we did like the vets, but our area cancelled sunday visits, which is why we added the policy in the first place. we use a mobile vet for annual checkups and shots (they are very reasonable ~ $5.00 for rabies and no office charge; other shots and meds, like heartworm pills are equally sensible), but have a specialist for serious problems. our savings account saved us when faced with a life threatening problem. any good vet will write you a prescription for meds to purchase online. 'revolution', for example, will be 1/2 the price when purchased online rather than at the vets office.
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